Having the proper car insurance is something that every car driver should be aware of. Accidents happen and knowing that there is someone else to cover your damage is great. However, there are some aspects that affect the car insurance rates and tinted windows are one of them. So, if you have ever wondered does tinting windows increase insurance? Well, we have the answer for you, but in reality, it is not as simple as it sounds. On one hand, if you are within the normal limits of these windows, nothing happens to your insurance rates. However, if your tinted windows are over the limit, well in that case, prepare to pay more.
There is a very simple reason behind this answer. Quite obviously, tinted windows have an affect over your visibility, especially at night times. This is the main reason why some countries have laws on certain types and levels on tinted windows. Even though the car insurance rate might go higher, it is not something that happens quite often. A probable reason for this is that the laws in every state are different.
Another important aspect here is how well your windows have been tinted. For example, if you go to a mechanic`s shop and get the job done for under $50, you can surely expect a lower quality of your windows. However, if you go to a mechanic`s shop that charges even over $100, you can be quite sure that the job is well done. To make sure you are well within the limits, always visit a bonded and insured installer.
There are also some legal aspects that you need to know. For example, if you damage your car and your windows but the insurance company was never notified that they had been tinted, the damage will not be covered by the company. In fact, it is always a great idea to report tinted windows and even every other modification you do to your vehicle so you can be sure that the damage is going to be covered.
What about the increased probability of accidents with cars that have such windows? Well, in reality, there is an increase in the probability of an accident happening involving a car with tinted windows. It is actually common sense. Having no tinted windows means that your visibility is not obstructed by anything, even at night time. So, the next time you want to do a modification to your vehicle, make sure to carefully read the laws and hope this does not affect you or your vehicle in any way.
At the end of the day, it all comes down to the way you want your car to look. If you enjoy having such windows, feel free to but make sure that you are not over the limit. You do not want to get into trouble for doing a modification to your vehicle. So, read through your state laws and you can make sure that nothing bad will ever happen if you are pulled over by the police!
